USDA loan pre-approval provides an accurate idea of the loan size you may qualify for and gives you a competitive advantage ...

USDA direct loans are more challenging to qualify for but offer lower costs. USDA guaranteed loans are more common but have ...

Having student loans won’t prevent you from qualifying for a USDA mortgage, but they will count toward your debt-to-income ...

Danny Hughes, 24, has owned a 1950s-era brick home on the outskirts of Pittsburgh for one year. He lives there with his new wife, Katelyn, who graduated from high school in 2021.

Homeowners may need to wait up to 12 months before refinancing a government-backed mortgage or cash-out refinance. Some refinances are available right away for homeowners who can benefit from its ...

The USDA funding fee comes in two forms: an upfront funding fee of 1% of the total amount borrowed and an annual funding fee of 0.35% of your remaining loan balance. Borrowers who take out a home loan ...

Homebuyers using FHA loans will soon be able to use roommate and boarder income to qualify when they meet certain guidelines. Starting March 2025, eligible homebuyers can start using income from ...

If you’re looking for an affordable option beyond a traditional site-built home, an FHA loan on a manufactured home could be ...