Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Condos in my area are scarce and often sell the day they hit the market. I could get a line of credit using my house as ...

Debt-to-income ratios (DTIs) are one of the main reasons borrowers aren't able to get the best HELOC rate or, in some cases, ...

Minimums: You typically must convert a certain minimum to get a HELOC rate lock, which could be $2,000 up to $5,000, but it ...

A fixed rate can protect you when general interest rates are rising. However, with some fixed-rate HELOCs, you can end up ...

The economy is taking center stage on the housing scene, as inflation decreases and recession fears deepen. Bankrate’s ...

New week, new lows for home equity loans and lines of credit. The average rate on a $30,000 home equity line of credit (HELOC ...

Another week, another decline in HELOC rates. The average rate on a $30,000 home equity line of credit (HELOC) fell to 8.06 ...

Marques and Shyra of Black, Married & Debt Free borrowed $120,000 from their paid-off home using a home equity line of credit ...

Ashley is a lead editor of mortgages and loans at Forbes Advisor. She graduated from Utah Tech University with a bachelor’s in English with an emphasis in creative writing. She began her career ...

A home equity line of credit, or HELOC, is a revolving credit account that allows you to make on-demand withdrawals from an approved balance limit. You draw from the line of credit as you wish ...

Even though your home is worth $100,000 more than the condo that you wish to buy, most banks won't offer you more than 60% to 70% of the value in HELOC. HELOCs, for those unacquainted with the ...