The Federal Reserve cut rates by half a point on Sept. 18 and penciled in further drops. CD rates typically decline following an interest rate cut. Fixed-rate CDs guarantee a set yield for their ...

See how we rate banking products to write unbiased product reviews. A CD can be a great savings option if you're looking to lock money away for a few months or years. While these fixed-interest ...

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You can open a CD at almost any bank, but it literally pays to find CDs with high interest rates. Shop around at credit unions, banks and other financial institutions. Rates will vary and your go ...

Synchrony Bank certificates of deposit (CD) rates are up to 5.15% annual percentage yield (APY), and the CDs have no minimum deposit requirement. Andrew Latham is a Raleigh-based certified ...

Wells Fargo certificates of deposit (CDs) can help boost your short-term savings, with select terms offering up to 4.50% APY Written by Kevin Payne Written by Kevin Payne Contributor Kevin Payne ...

For this CD list, more than five data points were considered per institution. Certificates of deposit (CDs) can have the highest interest rates among bank accounts. The best CD rates today are ...

Luis Alvarez / Getty Images A CD-secured loan is a loan that uses a certificate of deposit (CD) from a bank or credit union as collateral. A CD-secured loan can offer competitive interest rates ...

Lyle Daly is a personal finance writer who specializes in credit cards, travel rewards programs, and banking. He writes for The Ascent and The Motley Fool, and his work has appeared in USA Today ...

A no-penalty certificate of deposit is a type of CD that charges no fee for withdrawing money before the term expires. It offers more flexibility than other CDs. Strict editorial guidelines to ...

Twelve-month CD rates can help to build savings quickly while keeping funds flexible. If you prefer not to tie up funds for several years, 12-month CDs could be the perfect term length for you.

Commissions do not affect our editors' opinions or evaluations. After climbing for the past couple of years, CD rates have been slowly declining in 2024. CD rates tend to track the federal funds rate.